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Equifax identity verification

Community-contributed integration

This integration is community-maintained. Reference: ory/integrates/identity-verification/equifax.

Equifax provides identity verification, fraud, and credit data APIs. You run Equifax identity verification from an Ory Actions webhook during registration. Equifax is US-focused and common in financial services, lending, and insurance.

How it works​

An Ory Action on registration.after (sync, can_interrupt: true) calls your handler. The handler authenticates against Equifax using OAuth2 client credentials, then calls the identity verification API with the user's PII (name, SSN, DOB, address). It evaluates the verification result against your thresholds and returns success or failure to Ory.

Notable​

  • Equifax licensing is the primary constraint. API access is a paid contract that requires vendor enablement.
  • Equifax is US-focused. For international identity verification, see Jumio, Onfido, or Persona.
  • SSN and PII handling is regulated. Store only the verification status and masked PII in Ory metadata, and keep full PII in your verification infrastructure.

Resources​